Terms & Conditions

Welcome to Umer Afzaal!

These terms and conditions outline the rules and regulations for the use of Umer Afzaal's Website, located at https://www.umerafzaal.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Umer Afzaal if you do not agree to take all of the terms and conditions stated on this page.

COOKIES

I employ the use of cookies. By accessing Umer Afzaal, you agreed to use cookies in agreement with Umer Afzaal's Privacy Policy.

Most interactive websites use cookies to let me retrieve the user’s details for each visit. Cookies are used by my website to enable the functionality of certain areas to make it easier for people visiting my website. Some of my affiliate/advertising partners may also use cookies.

LICENSE

Unless otherwise stated, Umer Afzaal and/or its licensors own the intellectual property rights for all material on Umer Afzaal. All intellectual property rights are reserved. You may access this from Umer Afzaal for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from Umer Afzaal
  • Sell, rent or sub-license material from Umer Afzaal
  • Reproduce, duplicate or copy material from Umer Afzaal
  • Redistribute content from Umer Afzaal

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Umer Afzaal does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Umer Afzaal, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Umer Afzaal shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Umer Afzaal reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on my website and have all necessary licenses and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Umer Afzaal a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

HYPERLINKING TO MY CONTENT

The following organizations may link to my Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to my Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to my Web site.

These organizations may link to my home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

I may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

I will approve link requests from these organizations if I decide that: (a) the link would not make me look unfavourably to myself or to my accredited businesses; (b) the organization does not have any negative records with me; (c) the benefit to me from the visibility of the hyperlink compensates the absence of Umer Afzaal; (d) the link is in the context of general resource information.

These organizations may link to my home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to my website, you must inform me by sending an e-mail to Umer Afzaal. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to my Website, and a list of the URLs on my site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to my Website as follows:

  • By use of my corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of my Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Umer Afzaal's logo or other artwork will be allowed for linking absent a trademark license agreement.

iFRAMES

Without prior approval and written permission, you may not create frames around my Webpages that alter in any way the visual presentation or appearance of my Website.

CONTENT LIABILITY

I shall not be held responsible for any content that appears on your Website. You agree to protect and defend me against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

YOUR PRIVACY

Please read Privacy Policy here

RESERVATION OF RIGHTS

I reserve the right to request that you remove all links or any particular link to my Website. You approve to immediately remove all links to my Website upon request. I also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to my Website, you agree to be bound to and follow these linking terms and conditions.

REMOVAL OF LINKS FROM MY WEBSITE

If you find any link on my Website that is offensive for any reason, you are free to contact and inform me at any moment. I will consider requests to remove links but I am not obligated to or so or to respond to you directly.

I do not ensure that the information on this website is correct, I do not warrant its completeness or accuracy; nor do I promise to ensure that the website remains available or that the material on the website is kept up to date.

DISCLAIMER

To the maximum extent permitted by applicable law, I exclude all representations, warranties and conditions relating to my website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude my or your liability for death or personal injury;
  • limit or exclude my or your liability for fraud or fraudulent misrepresentation;
  • limit any of my or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of my or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, I will not be liable for any loss or damage of any nature.

All the information on this website - https://www.umerafzaal.com - is published in good faith and for general information purpose only. Umer Afzaal does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (Umer Afzaal), is strictly at your own risk. Umer Afzaal will not be liable for any losses and/or damages in connection with the use of our website.

From my website, you can visit other websites by following hyperlinks to such external sites. While I strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before I have the opportunity to remove a link which may have gone 'bad'.

Please be also aware that when you leave my website, other sites may have different privacy policies and terms which are beyond my control. Please be sure to check the Privacy Policies of these sites as well as their "Terms of Service" before engaging in any business or uploading any information.

Form for Contact Page (Do not remove)